Category: Retirement Lifestyle

I’m 66, getting ready to turn 67, and I don’t have a retirement investment portfolio. If I have extra money after paying my bills, should I start investing now or use it to enjoy retirement? Here’s why I’m questioning whether building a nest egg still makes sense at my age.

After 10 years of retirement, I’ve learned that the things I love most aren’t expensive or extravagant. From financial peace to slow mornings and afternoon naps, here are five simple pleasures that make my retired life enjoyable.

Should I get a gun in retirement? At 66 and living alone for 39 years, I explain why owning a firearm worries me more than not having one. From home intruders to road rage, I share my concerns about personal safety, making the wrong decision, and finding peace of mind as I get older.

I retired 10 years ago, and I’m still learning. Here’s what I’d do differently today—from understanding investments to building savings and thinking beyond the monthly budget.

My condo is paid off and costs just $181 a month, but low-cost housing comes with tradeoffs. Here’s why I sometimes dream about moving.

I’ve lived alone for 39 years and value my independence. But what happens if I get seriously sick and no one knows? It made me realize there’s one part of living alone in retirement I haven’t planned for.

I could build my savings faster and travel more with a traditional job. But based on my life today, the extra money is not worth giving up my time, flexibility, and freedom.

In 2016, I was completely debt-free with no mortgage, credit card balances or car payment. Ten years later, I owe approximately $27,000 on a HELOC. Here’s how the debt gradually returned—and what I’m doing to eliminate it.

How much money do you really need to retire? After 10 years outside the 9-to-5 workforce, I share what made retirement possible for me without a million-dollar nest egg.